How Much Are Disability Benefits in New Jersey?

How much are Social Security disability benefits in New Jersey? Calculating Social Security Disability Insurance in New Jersey Calculating Supplemental Security Income calculated in New Jersey What is the average disability payment in New Jersey? Disability pay chart in New Jersey How much are TDI benefits in New Jersey? SSA offices in New Jersey Get help applying for disability benefits in New Jersey Frequently asked questions about disability in New Jersey Resources > New jersey disability benefits New jersey disability benefits How Much Are Disability Benefits in New Jersey? Written by Jackie Jakab Lead Attorney Published June 21, 2024 2 min read Why trust us? Compass Disability offers free, high-quality disability advice for Americans who can't work. Our team of Stanford and Harvard-trained lawyers has a combined 15+ years of legal experience and has helped over 50,000 Americans apply for disability benefits.

Why trust us? In New Jersey, about 200,000 residents receive financial support through the Social Security Administration’s and New Jersey’s disability programs. If a non-work-related injury or condition has hindered your ability to work, you may be eligible for both federal and state disability benefits.

Learn about the SSA’s two disability benefits programs (Social Security Disability Insurance and Supplemental Security Income) and New Jersey’s short-term disability program, and how much you can potentially receive if you qualify.

How much are Social Security disability benefits in New Jersey?

The maximum federal disability amount for Social Security Disability Insurance (SSDI) is $3,822 per month and $943 monthly for Supplemental Security Income (SSI). However, New Jersey residents may receive additional payment from the state for SSI. New Jersey SSDI recipients can expect healthcare coverage through Medicare. SSI recipients are eligible for Medicaid coverage.

On average, New Jersey residents who receive disability benefits get $575.60 from SSI payments per month and $1,947.46 from SSDI monthly checks.

Calculating Social Security Disability Insurance in New Jersey

SSA bases your Social Security Disability Insurance benefits amount on your work history and how much you paid in taxes during your working years. The Social Security Administration follows a formula to determine your monthly disability benefits amount.

The SSA sums up the 35 years of your highest earnings and adjusts the number for inflation to get your Average Indexed Monthly Earnings (AIME). It divides your AIME into three portions, multiplying each by a specific percentage to calculate the Primary Insurance Amount (PIA). The Primary Insurance Amount determines how much you’ll receive in monthly benefit checks through SSDI.

You can estimate your disability benefit amount by creating a mySocial Security account on SSA.gov.

Calculating Supplemental Security Income calculated in New Jersey

The SSA calculates your Supplemental Security Income benefits amount by subtracting your countable income from the SSI Federal benefit amount. In 2024, the federal benefit rate is $943. If you’ve earned less than the federal benefit rate in countable income, you may receive the maximum SSI amount.

The SSA deems the following as countable income for SSI:

Social Security Disability Insurance (SSDI)
Veterans Affairs disability benefits
Unemployment benefits
Workers’ compensation benefits
Part-time, freelance, or seasonal work wages
Employer wages
Money you’ve received from friends and family
Your spouse’s income
Retirement benefits

You can find more examples of countable income in this guide .

Estimate your disability benefit amount in just a few steps We'll use the Social Security Administration's formula to estimate your monthly benefit.

Average monthly check

$1,489

What is the average disability payment in New Jersey?

In New Jersey, disabled workers on average receive $575.60 in SSI monthly payments. SSDI recipients in New Jersey can expect $1,947.46.

However, the payment amount you can receive in disability benefits in New Jersey depends on the program you qualify for and your specific case. While Social Security Disability Insurance and Supplemental Security Income have the same medical requirements, the SSA determines technical eligibility based on different factors such as the severity of your medical condition, work history and capability, and earnings.

Disability pay chart in New Jersey

Disability program

Average payment in NJ

Maximum payment

Duration

Social Security Disability Insurance

$1,947.46 per month

$3,822 per month

Indefinite

Supplemental Security Income

$575.60 per month

$974.25 per month

Indefinite

New Jersey Temporary Disability Insurance

85% of your average weekly rate

$1,055 per week

Up to 26 weeks

How much are TDI benefits in New Jersey?

The TDI benefit amount varies per person—typically 85% of your average weekly wages. In 2024, the maximum weekly benefit rate for TDI benefits in New Jersey is $1,055. New Jersey issues benefits for up to 26 weeks, depending on the severity of your condition.